CFP® Professional (Switzerland & USA) | Financial Planner, Investment Manager & Founder
Jonathan founded White Lighthouse Investment Management in 2006 on exceptional service and expertise. A CERTIFIED FINANCIAL PLANNER™ in the United States and Switzerland, he was a board member of the Swiss Financial Planning Organization. He has helped countless highly successful clients make sound personal and professional choices. Jonathan, a citizen of the USA and Switzerland, splits his time between Massachusetts and Lausanne, Switzerland. Jonathan has a MBA in Finance and International Business (Stern School of Business, New York University), a BA in Economics (Hamilton College), and further studies at IMD (Switzerland), and in the UK and Kenya. Jonathan is Chairman of American Citizens Abroad Inc. (ACA) and volunteers there to improve US government policy toward overseas Americans. Jonathan writes on personal finance in his quarterly newsletter and formerly in the Wall Street Journal and other publications. He also has lectured at IMD & ESCP business schools in Lausanne and London. Jonathan has organized dozens of events to educate Americans overseas on financial, tax and personal financial planning.
lachowitz@white-lighthouse.com
+1 508 471 4431
+41 22 548 1431
Operations Manager & Chief Compliance Officer
Kathleen joined White Lighthouse Investment Management as an Accountant and Compliance Officer in April 2018. With a Bachelor’s Degree in Accounting (Ramapo College, New Jersey), Kathleen has worked in international finance for Ingersoll-Rand (USA) and Mercedes Benz (USA). Kathleen also worked for a few months in Fribourg, Switzerland for Ingersoll-Rand. She’s expert in international accounting, corporate consolidation, corporate finance and planning, implementing international financial and accounting systems, interface management systems and transferring of processes to shared service centers. Kathleen has won several honors: The President’s award and the Silver Star award (Mercedes Benz USA), and the Dresser Rand Letter of Recognition and RJ Martin Company Outstanding achievement award (Ingersoll-Rand). Kathleen has personal cross-border experience: her husband of nineteen years, Gil, immigrated to the United States from Colombia.
kquintero@white-lighthouse.com
+1 201 394 9067
CFP® Professional (USA) | Financial Planner, Investment Manager
John has been a Financial Planner and CFP® professional with White Lighthouse Investment Management since 2016. He graduated from Cornell University with a BA in Economics and worked as a Financial Analyst on Wall Street. After several years’ work, John earned a MBA from Harvard University. After that, John became a Senior Executive at General Mills, based in Switzerland, with responsibility for a $450 million business spread across more than 30 countries. John knows challenges Americans face trying to get control of their cross-border finances. Unhappy with poor service from his local bankers and accountants, John and his wife, a non-US citizen, became clients of White Lighthouse. White Lighthouse not only addressed their cross-border issues, but helped them prepare for a sabbatical of world travel year with their two daughters. After his sabbatical, John retired early from General Mills and joined White Lighthouse, as a cross-border CERTIFIED FINANCIAL PLANNER™, helping his clients create a clear financial road map for navigating and building their wealth.
jwanvig@white-lighthouse.com
+41 79 952 5182
CFP® Professional (USA), CPA | Cross-Border Financial Planner
John York joined White Lighthouse in June 2021 as a Cross-Border Financial Planner and brings over a decade of experience to the team. He began his career in 2012, splitting time between the broad audit and tax specializations. From inventory counts at remote lumber yards and forensic accounting at golf clubs to preparing and reviewing C-Corp, S-corp, partnership, and individual returns, there is not much he has not seen in the financial world. He earned his CPA license in 2015 and has been a CFP® certificant since 2021.
After helping with audits, reviews, compilations, and tax returns for clients in his beloved Pacific Northwest, John moved to New York City in 2016. Little did he know that, as he worked on clients who had invested in Passive Foreign Investment Companies, he'd soon join their ranks as an American abroad trying to avoid investing in them himself. He moved to Germany in November 2019 and has been working exclusively on expatriate issues ever since. Passionate about improving the financial lives of his fellow expats, John also worked on building accessible solutions at two European startups before joining Jonathan's team, where he is excited to proactively provide more in-depth options when facing the most complex international obstacles out there.
John lives with his wife, daughter, son, and dog in Aurich, Germany.. In his spare time, you might find him on a soccer field where, as an American, he still struggles with calling it “football” but he’s working on it.
jyork@white-lighthouse.com
+1 617 701 7337 (US)
Client Relationship Manager & Financial Planner
Eilidh joined White Lighthouse in April 2024 as a Client Relationship Manager and Financial Planner, bringing with her over 30 years of diverse professional experience. To further strengthen her international expertise, she has successfully completed all the US CERTIFIED FINANCIAL PLANNER® training modules, complementing her background in Swiss tax and providing valuable insight into cross-border financial planning.
Eilidh graduated from Bangor University in North Wales with a BA in Economics before qualifying as a Chartered Accountant in London, training in personal tax for high-net-worth individuals. She then spent 18 years in Switzerland, combining her professional expertise with her passion for the French language. During this time, she worked with the Swiss personal and expat tax teams at Deloitte and EY before moving on to work with a small team of like-minded colleagues providing Swiss and US tax services to clients residing in Geneva and Vaud, allowing for a more personal, client-focused approach.
A year before the COVID pandemic hit, Eilidh returned to the UK, working for a local accountancy firm. Once restrictions were lifted, she split her time between a coordination team for an executive coaching firm providing services to companies and individuals globally; working as a finance officer for a local charity supporting children’s mental health and well-being; and providing those in Dorset with fresh food as a delivery driver in the evenings (freedom after 2 years of lockdown!).
In her spare time, Eilidh enjoys getting out to enjoy the countryside with her four-legged friend, playing and listening to music, and will admit to a slight chocolate addiction—an indulgence she happily attributes to her many years living in Switzerland!
enorman@white-lighthouse.com
CFP® Professional | Senior Financial Planner
Eva is a CERTIFIED FINANCIAL PLANNER™️. She joined White Lighthouse Investment Management as a Senior Financial Planner in January 2025 bringing nearly a decade of experience helping clients build, grow and maintain their wealth. She began her career with Edward Jones in 2017, passing her Series 7 and 66 exams along with earning her Accredited Asset Management Specialist™️ designation. There she learned the fundamentals of investing and how to communicate and connect with people who were looking for financial advice. She successfully built and ran her own branch office. In January of 2021 Eva transitioned to a position as Wealth Manager for an Independent Investment Advisor. This is where she earned her CERTIFIED FINANCIAL PLANNER™️ designation and began to deepen her skills at managing client’s assets, worked to solve more complex financial issues and focused on wholistic planning.
Eva earned her MBA at University of South Florida in 2015. Prior to her experience in the financial world she has over 15 years of experience in retail buying and retail sales. She worked for large corporations like Neiman Marcus Group, HSN Inc. and Beals Department Stores. She held various positions including sales, management and corporate buying.
Her strong suit is building relationships. She likes to simplify the complex by breaking down financial concepts and jargon into understandable and actionable plans for her clients.
Eva lives in Bradenton Florida with her husband, son and stepson. In her spare time you will see her at her son's soccer games. Her other passion is health and wellness. She carves out time each day for yoga, meditation and exercise. She also loves the occasional sauna and cold plunge.
CFP® Professional | Senior Financial Planner
Roberta Tondo is a CERTIFIED FINANCIAL PLANNER™ professional. She joined White Lighthouse Investment Management as a Senior Financial Planner in March 2026, bringing over a decade of experience in investment management. She began her career in 2012 with a small wealth management firm, where she earned her Series 7 and Series 66 licenses and built a strong foundation in portfolio construction and financial strategy. She later joined Vanguard, where she served as a Financial Advisor and Portfolio Manager to high-net-worth individuals. During her tenure at Vanguard, she earned her CERTIFIED FINANCIAL PLANNER™ designation and deepened her expertise in comprehensive wealth management, guiding clients through changing market conditions with thoughtful, strategic decision-making.
Roberta earned her BA from Wake Forest University and later completed her MBA with a concentration in Finance at SDA Bocconi School of Management in 2023. While in Milan, she gained international experience working with an impact-focused family office. She is fluent in Italian and is a dual citizen of the United States and Italy, having spent much of her life visiting close family abroad.
Her favorite part of being a Financial Planner lies in helping clients navigate complex, evolving markets while aligning their financial strategy with their long-term goals and dreams. She currently serves on the Board of Directors for Well of Mercy, a faith- and nature-centered sanctuary for healing. Roberta lives near Charlotte, North Carolina, and enjoys spending time outdoors with her family, staying active, reading and traveling.
rtondo@white-lighthouse.com
Accounting-Financial Operations Specialist
Alina joined White Lighthouse Investment Management in May 2025 as an Accounting-Financial Operations Specialist. As a first generation American, she holds a Bachelor’s Degree in Accounting from Pace University and has built a diverse career spanning over two decades in the finance sector.
Her career includes roles such as Staff Accountant at KHN&H Accounting Firm and Retail Accountant at Benjamin Moore, where she managed financial operations for company-owned stores nationwide. Her extensive tenure at Mercedes-Benz USA encompassed 20 years in the finance division, where she managed accounting functions for Vehicle Sales and After-Sales across all U.S. dealerships and affiliates. As Financial Operations Manager, she led the Accounts Receivable, Accounts Payable, and Treasury Operations teams. She collaborated with business partners on financial decisions and the accounting treatment of new business initiatives, assisted in the forecasting of the company’s balance sheet and income statement. She worked with MBUSA’s holding company to prepare the cash flow statement and ensure sufficient liquidity to support business operations. She managed all MBUSA bank accounts, ensuring compliance with treasury policies, and working with financial institutions to secure optimal banking products. Alina played a key role in implementing a new accounting software system, establishing a Shared Services Center in Cebu, Philippines, and driving automation and process improvements throughout the finance organization.
Originally from New York, Alina now resides in Georgia with her husband, son, and two dogs. Outside of her professional endeavors, she enjoys listening to music, cooking with her husband and family trips to the beach.
atorres@white-lighthouse.com
(914) 804-8682
Website Designer & IT Administrator
Michelle Barnhardt joined White Lighthouse Investment Management in April 2019. She is responsible for website design, updates and maintenance, for the consistent branding of White Lighthouse documents, presentations, and visual communications, and for some back-end office processes. Michelle has a Bachelor of Fine Arts in Photography from the California College of the Arts, graduating with “high distinction.” Her photography is based on family stories, following the principle that her stories told specifically will become relatable to her audience. Professionally, she has more than seventeen years’ experience in social media marketing, design, branding, project management, administrative assistance, and website design, gathered while living and working in San Francisco and Europe. In Europe, she experienced the financial challenges of expats, and began working with American Citizen Abroad. After returning from Europe, Michelle lived in Asheville, North Carolina for a year, before relocating to Rochester, New York, where she practices circus arts in her spare time.
mbarnhardt@white-lighthouse.com