CFP® Professional (Switzerland & USA) | Financial Planner, Investment Manager & Founder
Jonathan founded White Lighthouse Investment Management in 2006 on exceptional service and expertise. A CERTIFIED FINANCIAL PLANNER™ in the United States and Switzerland, he was a board member of the Swiss Financial Planning Organization. He has helped countless highly successful clients make sound personal and professional choices. Jonathan, a citizen of the USA and Switzerland, splits his time between Massachusetts and Lausanne, Switzerland. Jonathan has a MBA in Finance and International Business (Stern School of Business, New York University), a BA in Economics (Hamilton College), and further studies at IMD (Switzerland), and in the UK and Kenya. Jonathan is Chairman of American Citizens Abroad Inc. (ACA) and volunteers there to improve US government policy toward overseas Americans. Jonathan writes on personal finance in his quarterly newsletter and formerly in the Wall Street Journal and other publications. He also has lectured at IMD & ESCP business schools in Lausanne and London. Jonathan has organized dozens of events to educate Americans overseas on financial, tax and personal financial planning.
lachowitz@white-lighthouse.com
+1 508 471 4431
+41 22 548 1431
Operations Manager & Chief Compliance Officer
Kathleen joined White Lighthouse Investment Management as an Accountant and Compliance Officer in April 2018. With a Bachelor’s Degree in Accounting (Ramapo College, New Jersey), Kathleen has worked in international finance for Ingersoll-Rand (USA) and Mercedes Benz (USA). Kathleen also worked for a few months in Fribourg, Switzerland for Ingersoll-Rand. She’s expert in international accounting, corporate consolidation, corporate finance and planning, implementing international financial and accounting systems, interface management systems and transferring of processes to shared service centers. Kathleen has won several honors: The President’s award and the Silver Star award (Mercedes Benz USA), and the Dresser Rand Letter of Recognition and RJ Martin Company Outstanding achievement award (Ingersoll-Rand). Kathleen has personal cross-border experience: her husband of nineteen years, Gil, immigrated to the United States from Colombia.
kquintero@white-lighthouse.com
+1 201 394 9067
CFP® Professional (USA) | Financial Planner, Investment Manager
John has been a Financial Planner and CFP® professional with White Lighthouse Investment Management since 2016. He graduated from Cornell University with a BA in Economics and worked as a Financial Analyst on Wall Street. After several years’ work, John earned a MBA from Harvard University. After that, John became a Senior Executive at General Mills, based in Switzerland, with responsibility for a $450 million business spread across more than 30 countries. John knows challenges Americans face trying to get control of their cross-border finances. Unhappy with poor service from his local bankers and accountants, John and his wife, a non-US citizen, became clients of White Lighthouse. White Lighthouse not only addressed their cross-border issues, but helped them prepare for a sabbatical of world travel year with their two daughters. After his sabbatical, John retired early from General Mills and joined White Lighthouse, as a cross-border CERTIFIED FINANCIAL PLANNER™, helping his clients create a clear financial road map for navigating and building their wealth.
jwanvig@white-lighthouse.com
+41 79 952 5182
CFP® Professional | Financial Planner, Investment Manager
Otto is a CERTIFIED FINANCIAL PLANNER™. He joined White Lighthouse Investment Management as a Financial Planner and Investment Manager in 2019, coming from our custodian, Charles Schwab & Co., where he managed the service relationships of Registered Investment Advisor firms. At Schwab, Otto was a top International Subject Matter Expert, advising on policy and complex cross-border inquiries. From 2014 to 2016, Otto was in charge of Schwab’s service relationship with White Lighthouse Investment Management. Before Schwab, Otto worked for General Electric and for the Florida Department of Transportation. Otto has a Bachelor’s degree in Business Administration from the University of Phoenix and has passed Finra’s Series 7, 9, 10 and 63 examinations. A Puerto Rico native, Otto is fluent in Spanish. He has traveled to eighteen countries in the Americas, Europe and Asia. Living in Orlando, Florida, with his wife and daughter, Otto enjoys local travel, classical music, and reading biographies and non-fiction.
orivera@white-lighthouse.com
+1 407 508 9908
CFP® Professional (USA), CPA | Cross-Border Financial Planner
John York joined White Lighthouse in June 2021 as a Cross-Border Financial Planner and brings over a decade of experience to the team. He began his career in 2012, splitting time between the broad audit and tax specializations. From inventory counts at remote lumber yards and forensic accounting at golf clubs to preparing and reviewing C-Corp, S-corp, partnership, and individual returns, there is not much he has not seen in the financial world. He earned his CPA license in 2015 and has been a CFP® certificant since 2021.
After helping with audits, reviews, compilations, and tax returns for clients in his beloved Pacific Northwest, John moved to New York City in 2016. Little did he know that, as he worked on clients who had invested in Passive Foreign Investment Companies, he'd soon join their ranks as an American abroad trying to avoid investing in them himself. He moved to Germany in November 2019 and has been working exclusively on expatriate issues ever since. Passionate about improving the financial lives of his fellow expats, John also worked on building accessible solutions at two European startups before joining Jonathan's team, where he is excited to proactively provide more in-depth options when facing the most complex international obstacles out there.
John lives with his wife, daughter, and dog in Aurich, Germany. In his spare time, you might find him on a soccer field where, as an American, he still struggles with calling it “football” but he’s working on it.
jyork@white-lighthouse.com
+1 617 701 7337 (US)
+49 4941 936 9993 (EU)
Client Relationship Manager & Financial Planner
Eilidh joined White Lighthouse in April 2024 as a Client Relationship Manager and Financial Planner, bringing over 30 years of varied professional experience to the team. She graduated from Bangor University, in North Wales, with a degree in economics, and then trained as a chartered accountant in London. The next 18 years were spent in Switzerland, where she mixed her love of the French language with work. After working with Swiss tax teams in Deloitte and EY, Eilidh ultimately made the decision to work with a small team of like-minded colleagues, providing Swiss and US tax services to clients residing in Geneva and Vaud, allowing her to invest more time with her clients.
A year before the COVID pandemic hit, Eilidh returned to the UK, working for a local accountancy firm. Once restrictions were lifted, she split her time between a coordination team for an executive coaching firm providing services to companies and individuals globally; working as a finance officer for a local charity supporting children’s mental health and well-being; and providing those in Dorset with fresh food as a delivery driver in the evenings.
Eilidh lives in Dorset and when not working, can be found walking along the coast and countryside with her partner and four-legged friend. She enjoys music and chocolate….lots of chocolate. A consequence of living in Switzerland for all those years is a slight chocolate addiction!
enorman@white-lighthouse.com
CFP® Professional | Senior Financial Planner
Eva is a CERTIFIED FINANCIAL PLANNER™️. She joined White Lighthouse Investment Management as a Senior Financial Planner in January 2025 bringing nearly a decade of experience helping clients build, grow and maintain their wealth. She began her career with Edward Jones in 2017, passing her Series 7 and 66 exams along with earning her Accredited Asset Management Specialist™️ designation. There she learned the fundamentals of investing and how to communicate and connect with people who were looking for financial advice. She successfully built and ran her own branch office. In January of 2021 Eva transitioned to a position as Wealth Manager for an Independent Investment Advisor. This is where she earned her CERTIFIED FINANCIAL PLANNER™️ designation and began to deepen her skills at managing client’s assets, worked to solve more complex financial issues and focused on wholistic planning.
Eva earned her MBA at University of South Florida in 2015. Prior to her experience in the financial world she has over 15 years of experience in retail buying and retail sales. She worked for large corporations like Neiman Marcus Group, HSN Inc. and Beals Department Stores. She held various positions including sales, management and corporate buying.
Her strong suit is building relationships. She likes to simplify the complex by breaking down financial concepts and jargon into understandable and actionable plans for her clients.
Eva lives in Bradenton Florida with her husband, son and stepson. In her spare time you will see her at her son's soccer games. Her other passion is health and wellness. She carves out time each day for yoga, meditation and exercise. She also loves the occasional sauna and cold plunge.
Senior Business Operations & Compliance Specialist
Christina (Tina) DeLuca joined White Lighthouse in July 2023 as a Senior Business Operations & Compliance Specialist, bringing with her 25 years of varied legal, project management, and leadership experience. Originally from Philadelphia, PA, Tina graduated in 1997 from Syracuse University with a degree in Political Science and dual minors in Economics and Architecture. After working for one of the top Washington DC law firms, Tina seized the opportunity to attend law school at Villanova University, graduating with her degree in 2003 (while also working part-time and obtaining her black belt in Tang Soo Do Karate). Licensed in both Pennsylvania and New Jersey, Tina represented corporate clients in insurance defense and health effects litigation.
Tina’s calling, however, was to leverage her legal degree together with her business acumen and she pursued a career in residential, real estate development. Here, she oversaw over 20 land development projects, negotiating with local authorities, interpreting and complying with real estate ordinances, and leading cross-functional teams on legal, engineering, and entitlements issues. In 2008, she moved to Switzerland with her husband and 3-month-old daughter. Since then, Tina has created a winning artistic gymnastics program at the international school level, organized internal processes for an NGO, and worked as the Event Director for the first Vevey Spring Classic Music Festival.
Tina continues to live in Switzerland with her husband, Ed, and two children, Audrey & Oliver. She enjoys challenges and pushes herself to try at least one new thing per year such as rock climbing, writing and performing a humorous essay, or competing in a triathlon.
tdeluca@white-lighthouse.com
Website Designer & IT Administrator
Michelle Barnhardt joined White Lighthouse Investment Management in April 2019. She is responsible for website design, updates and maintenance, for the consistent branding of White Lighthouse documents, presentations, and visual communications, and for some back-end office processes. Michelle has a Bachelor of Fine Arts in Photography from the California College of the Arts, graduating with “high distinction.” Her photography is based on family stories, following the principle that her stories told specifically will become relatable to her audience. Professionally, she has more than seventeen years’ experience in social media marketing, design, branding, project management, administrative assistance, and website design, gathered while living and working in San Francisco and Europe. In Europe, she experienced the financial challenges of expats, and began working with American Citizen Abroad. After returning from Europe, Michelle lived in Asheville, North Carolina for a year, before relocating to Rochester, New York, where she practices circus arts in her spare time.
mbarnhardt@white-lighthouse.com
Administrative Assistant
Mãlina joined White Lighthouse Investment Management in January 2023 and is part of our back-office team responsible for supporting our compliance, data integrity, reporting, and advisor support.
Mãlina was born and raised in Romania and has a Bachelor’s Degree in Educational Science, as well a diploma in Journalism.
Before joining White Lighthouse Investment Management, Mãlina worked as a writer and correspondent for a national television program in Romania, where she acquired experience in scheduling appointments, gathering information, and writing summaries about the personalities who were subjects of national interest. After few years in journalism, Mãlina transitioned to the real estate industry, where she was responsible for creating and reviewing contracts as well as finding suitable homes for clients. After only one year in this new role, she won an award for second best agent in her hometown.
Although her work in both fields were demanding, Mãlina found time for her passions: photography and modeling. She had contracts with agencies from many countries in Europe as well as in Africa. The interaction with many people helped her to speak in addition to her native language Romanian, English and French.
Because her motto is “it’s never too late”, Mãlina will continue her studies in accounting and is excited to start a career in finance with the White Lighthouse team.
mcristisor@white-lighthouse.com