“Planning to move overseas for a job, retirement, or just a change of scenery? That’s great, but you have a job ahead of you before you go.”
WSJ | September 2016
Moving Abroad? Here's the Checklist: Part One
Tax Planning for Non-Americans Owning American Investments
“Be prepared: Owning US assets as a non-US citizen can create big tax surprises.”
WSJ | March 2016
How Can I Easily Go Back and Find All of My Travel Records?
“Do you need to figure out how many days you spent in the United States in a given year? It is easier than you think.”
WSJ | September 2016
Tips for US Expats Coping with New Fast Law Affecting Passports
“In case you missed it, on Dec 3, the US Congress overwhelmingly passed the FAST (Fixing America’s Surface Transportation) Act and on Dec 4 President Obama signed it into law. For many Americans this could be even worse than FATCA.”
WSJ | December 2015
Expat Estate-Planning: A Tragedy Prompts Adviser to Weigh In
“Richard Lakin, 76, an American citizen and the father of a childhood friend, died earlier this week, two weeks after being wounded in a terrorist attack in Jerusalem. I grew up with his son, Micah, in Glastonbury, Conn., where Richard was principal of an elementary school.”
WSJ | October 2015
Changes Coming to US Expats' FBAR/FINCEN Filing Experience
“Attention American expats and US taxpayers with non-US financial accounts: changes are on the horizon for your 2016 Fbar filing, including a new April 15 due date.”
WSJ | August 2015
FATCA Relief Coming for US Expats via 'Same Country Exemption'?
“Managing personal financial issues is challenging for most people. For American expats, the normal complexities and expenses are compounded by a panoply of post-financial crisis legal requirements mostly relating to taxes and bank account reporting.”
WSJ | July 2015
BE-10 Filing for Certain US Persons With US Investment Real Estate or Ownership Stakes in Foreign Businesses
“You may have lived in the US last year - or were a US government employee anywhere in the world - and had a small business or rental property outside the country. If so, get ready for yet another potential filing requirement from Washington DC,…”
WSJ | June 2015
US Financial Accounts When Retiring Overseas
Evaluating A Financial Advisor
“The world of financial advice contains many traps for the uninitiated, and it’s always smart to do some comparison-shopping before choosing an advisory firm to manage your life savings.”
WSJ | May 2015
How to Correct Roth IRA Contribution Errors
“Roth IRAs allow workers to contribute a portion of their after tax earnings into an account that grows tax free and can be distributed tax free at retirement, as long as the required Roth account conditions are met. However, contributions to Roth IRAs are not unlimited.”
April 2015
J Lachowitz Submission to Senate Finance Committee on International Tax Report
6 Estate-Planning Tips for US Expats
WSJ ”asked Jonathan Lachowitz of White Lighthouse Investment Management for tips on how US expats should handle estate planning.”
WSJ | March 2015
Opinion: Expats Can Give Uncle Sam Their Views on US Tax Policy by April 15
“In the latest indication that tax-law changes in Washington, DC, have a chance of moving forward, Senate Finance Committee Chairman Orrin Hatch a Republican from Utah, and Ron Wyden, the ranking Democratic Senator from Oregon, have launched a new effort to seek input from the public on bipartisan tax reform.”
WSJ | March 2015
Ten Considerations When Evaluating a 401(K) Rollover
“Deciding whether to leave a 401(k) with a former employer or roll it over to an IRA is not a simple decision and several factors come into play.”
March 2015
Ask an Expert: Everything US Expats Need to Know About IRS Tax Forms (But Were Afraid to Ask)
“Overseas Americans are no exception, as practically all Americans with any income anywhere in the universe are required to file a US return. As most expats are painfully aware, this process is not only more complicated than for their compatriots back home, but the risks and potential penalties are higher even for simple mistakes.”
WSJ | February 2015
Ask an Expert: Tips for Expats Dealing with Swiss Franc Turmoil
WSJ “asked Jonathan Lachowitz of White Lighthouse Investment Management about how to approach the surprising decision by the SNB to remove the cap on the Swiss franc’s strength against the euro.”
WSJ | January 2015
Ask an Expert: Tips for US Expats Using 529 College Savings Plans
“529 plans can be a powerful savings and tax-planning vehicle to finance higher education, although there are some additional considerations for US expats.”
WSJ | January 2015
Ask an Expert: Senate Proposal Could Aid 'Marginalized' US Expats
“Overseas Americans may have new friends in the US Senate. The Republican staff of the Senate’s Finance committee released a 300-page report on Dec 11 which lays out a strong case and framework for Congress to reform Federal Taxation of Individuals and Companies on their overseas income.”
WSJ | December 2014